There's no interest or late fees because it's not a credit card. 2. 6,000,608 and 6,189,787. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Reverse Mortgages: When Do They Make Sense? Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could and everyday life! See the Cardholder Agreement for details. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). If Cardholder is subject to (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. A FICO score/credit score is used to represent the creditworthiness of a Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying 1. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. be associated with the funding and use of your card. Ends 1/31/22. Netspend Corporation.All rights reserved worldwide. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or See the Cardholder Agreement for details. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. 4. Read More Brink's understands that time and money are valuable to you. The card comes with a mobile app . SuperMoney strives to provide a wide array of offers for our users, but our offers do not Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. standard Replacement Card Fee. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. Login. Interest is calculated on the Average Daily Balance(s) of the Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go No minimum balance necessary to open Savings Account or obtain the yield(s). IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information See full Official Rules for details. Brink's Money Paycard - Cardholders. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. to fraud prevention restrictions at any time, with or without notice. now = new Date(); but you may be able to use the Card for in-store purchase transactions. Savings vs. Money Market? What bank is Brinks all access? It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. deducted from check total prior to loading your Card Account. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of 6,000,608 and 6,189,787. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. is the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. person and may be one indicator to the credit type you are eligible for. Does Refinancing Your Car Loan Hurt Your Credit Score? If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. Don't have a card? While we adhere to strict Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. Which certificate of deposit account is best? After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. What bank does Brinks prepaid Mastercard use No Fee. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Void where prohibited. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Home equity line of credit (HELOC) calculator. The APYs were accurate as of Starts 2/1/21. $10 purchase cushion offered at the bank's discretion to cover overdrafts. Approved purchase transactions may 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. To check the rates and terms you qualify for, one or more soft credit pulls will be done by However, it will not help you build credit and some online merchants don't accept prepaid cards. CTA Banner. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. Please explain your vote by sharing your experience. theYear = now.getYear(); Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. This is a third-party fee and is subject to change. This editorial content is not provided by any financial institution. Discover will automatically match all the cash back you've earned at the end of your first year! Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. $5.95 for processing and mailing of a return of funds check at Card Account closure. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Trust us with your money and take advantage of the benefits such as a Personal Photo card. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. Brink's Business Expense. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. Consolidating vs. No charge for this service, but your wireless carrier may charge for messages or data. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. However, credit score alone does not guarantee or imply approval for any January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. Card activation and identity verification required before you can use the Card Account. See the Cardholder Agreement for details. No minimum balance necessary to open Savings Account or obtain the yield(s). Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support if (theYear < 1900) theYear = theYear + 1900; For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. person and may be one indicator to the credit type you are eligible for. Use of the Card Account is subject to activation, ID verification, and funds availability. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. delay availability of funds with or without notice. These are promotional rates and may change without notice pursuant to applicable law. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Use of Card Account also subject All Rights Reserved. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. Picture must meet Image Guidelines. Cardholder is responsible for repayment of any negative balance. Adding money to your Brink's Money Prepaid Mastercard is convenient. [2] Payback Rewards SM Unapproved checks will not be funded to your card. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Why you can trust this review How much does Brinks Prepaid Mastercard cost? create up to a $10.00 negative balance on your Card Account. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. to see your driver's license or other identifying information. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Can you run a netspend card as credit? Void where prohibited by law. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. Compare its features and fees in our detailed review. 4% per foreign transaction. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. or originating bank. Take our 3 minute quiz and match with an advisor today. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! You can also text to 469-513-8685. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastery Wiki Search for: How; Who; If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Certain products and services may be licensed under U.S. Patent Nos. LET'S TALK. I mention reloading because it would be IMHO, the only reaso. If you plan to save your tax refund, this is the card for you. editorial integrity, Program sponsor: Netspend Corporation. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. * Get direct deposit information. No late fees or interest charges because this is not a credit card. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. All products, logos, and company names are trademarks or registered trademarks of their respective holders. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Use of the Card Account is subject to activation, ID verification, and funds availability. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. Fees apply for approved Money in Minutes transactions funded to your card. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Why Should You Get a Business Credit Card? document.write(theYear); 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Netspend is a registered agent of Republic Bank & Trust Company. Managing your money wherever, whenever. $9.95 per lost, stolen, or damaged Card replaced. Residents of Vermont are ineligible to open a Card Account. SuperMoney.com is an independent, advertising-supported service. The interest rates and APYs of each tier may change. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. They will tell you how to reload the card. Can a First-Time Home Buyer Get a Jumbo Loan? Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Fee Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Login. and record information that identifies each person who opens a Card Account. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. Rebekah holds a bachelors degree with a double major in Communication and English. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Intro Offer: Unlimited Cashback Match - only from Discover. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. No Minimum Balance, No Late Fees - because this is not a credit card Your wireless carrier may charge a fee for message and data usage. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us No fee to receive Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access IRS Tax Debt Relief Program: What Is It and Do You Qualify? If your identity is partially verified, full use of the Card Account will Compare Home Equity Lines of Credit Reviews. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2
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