Licences. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. What are the best Ways to Start Travel Hacking? With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Do Not Sell or Share My Personal Information. Transfer your balances to the card with the best offer or your new card. Was told a main railway station can move the balance. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Wallethub doesnt charge for this service. 178 39 But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. Save Big With Low-Rate Balance Transfers. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. You need to apply for a balance transfer. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> The unused money does not sit in an account earning interest. Please note, balance transfer is not instantaneous. Your current balance will be transferred to the new myki, which you can use immediately. Well block your myki and arrange a replacement myki. *Rates, fees or bonuses may vary or include specific stipulations. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. PTV does not have any access to any information within the Google Wallet app. Your myki smartcard expires after four years. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. Find out how much to top up at Fares. 0000006952 00000 n Cookie Notice If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Auto-load is the same as auto top up. You can only have your Mobile myki active on one device at a time. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). I called, they told me it couldn't be done and that I would need to fill out a form. The unused money remains on the card, losing value as fares increase over the years. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. This is regardless of whether there is a myki pass or existing fare on the myki. Which I obviously don't have because it is lost. I am only onto my second card because the first was lost. 0000001798 00000 n I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. Always the last place you look lol. You can register online, via the PTV app or call 1800 800 007 and registration is instant. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Balance transfer fees may apply. If these are your only two cards, your credit utilization ratio is 33.33%. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". If you're still travelling after 2 hours, you'll be charged a daily fare. One may also ask,do pensioners get free train travel in . If it doesn't appear, your phone does not have an NFC chip. For example, set your myki Money to top up with $50 when your balance reaches $10. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream How can I check the balance of my myki card? Only time I had to was when my original myki was expiring. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. myki Pass Great if you travel often and on consecutive days. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. 0000005119 00000 n But your balance can be transfer to another card at some of the PTV stations. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. I understand your frustration, especially when it's something that can be done quickly. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. Can I use Mobile myki on my Android phone? However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. Apply for a traffic accident report; Here are some tips to save on fees and interest on a balance transfer. endobj 0000010193 00000 n When a Myki card is lost or . If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. an_square_one 11 yr. ago Sorry, the Seniors Card program cannot replace lost myki cards. <>stream Unless there is anything special in what you need, I would think that most people only need one or two myki cards. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. How to Add Authorized Users & Employee Cards on a Business Credit Card? What Happens to a Student Credit Card After Graduation? Most people would keep the same card for years. If the card is unregistered you cannot recover the myki money. Just one more benefit you enjoy as a COPFCU member. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Hire the best financial advisor for your needs. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. 0000001076 00000 n Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. If you're entitled to these additional benefits, you can access them by using your myki smartcard. 1. Your myki money or pass can then be transferred to a new smartcard. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Save. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Whats the difference between a hard credit inquiry and a soft credit inquiry? %PDF-1.5 % It appears as a "Approved Level 2" request on my myki account on the website. These are the eight most commonly purchased myki Passes. This will allow you to deactivate your Mobile myki then reactivate it again. Tap Transfer Existing Card. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. endobj Annual Fee: $0. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? damage that exceeds normal wear and tear. They're talking bullshit. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. You paid down debt, which means you won't have to pay interest on previous balances going . MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). There must be hundreds of thousands of Myki card balances in this situation, if not millions. You'll need to know the account number for your existing balance and how much you want to transfer. What if my card is lost or stolen? How balance transfers work Tap the Add button . Now you cannot access it on your original device. Do You Have to Be a Student to Get a Student Credit Card? The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Make sure you pick a card that accepts balance transfers and has advantageous rates. Online at Public Transport Victoria website . If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. What is the best credit card for fair or average credit? Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. I still don't understand why though - what is the technology required to do this? <>stream JavaScript must be enabled to use this site.We're sorry for any inconvenience. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Hold the phone still when touching on and off. This could save you money if you're moving the balance to a card with a much lower interest rate. Step 5: Apply for the New Card. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. The easiest option is to call PTV on 1800 800 007. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Now, on the form it says I need the card to be re-imbursed. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. We cant replace a lost or stolen unregistered myki. You can register either when you buy your myki, or at a later date. You would break even only after a year. We're working to improve the messaging. You may be using an older version of Google Wallet. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? <> You may also receive a letter confirming the balance transfer. The call centre staff member told me "we're not a financial institution so it's not that simple". Only needed to log on and change auto top-up to new card. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. I've got a new Myki in my Seniors package. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. The short version. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> His expertise includes mortgages, loans, credit cards, insurance and international money transfers. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. This answer was first published on 03/01/23. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. Renew driver licence. But what if the amount is comparable to or less than the postage? Opinions expressed here are the authors and/or WalletHub editors'. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. You can also replace your myki online or by calling us. At this stage, these are the only card types available on Mobile myki. This resets the fare expiry and gives you more time to complete your journey. 0000000016 00000 n I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. Your first touch on creates a 2 hour fare. Legit all the way, touched on and everything. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). For instance, your applications for new cards and balance transfers remain subject to approval. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. Image what could have been done with a billion fucking dollars. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. Edited for typos. I've had really good experiences with Myki and was an early adopter, but this? The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. How long does it take to process a balance transfer from another company? 186 0 obj Your Mobile myki expires after two years. You can read the Terms of Service online. Nor does your card expire after 90 days of not getting used. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. Assume that your new card charges a 3% balance transfer fee. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. and our hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M From the pop-up options, select 'Deactivate'. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. 0000003374 00000 n You may want to hire a professional before making any decision. 0000004139 00000 n It's shit like this which makes me happy and proud I have never used Myki in my life. Contact us to request the transfer. Contact us to request the transfer. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! In a couple of weeks I will be renovating and furnishing a new house. replacement card and to organise a balance transfer from your old myki to your new one. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". Youll need to complete a V/Line Passenger Refund Application Form. Choose your top up value and minimum balance. A non-centralised database/processing unit. Check that NFC is enabled on your phone. trailer But yeah, a fair bit that is just backwards. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. All myki smartcards expire after four years. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Replacements usually take up to 10 business days and include the remaining balance of the old card. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. Top up your myki endobj For more information, visit the V/Line website. This 0% interest period can help you carry your debt for a limited time without paying interest. Once you do, carrying out a balance transfer becomes rather straightforward. New comments cannot be posted and votes cannot be cast. This question is about Synchrony Bank Credit Cards. Choose the zones you want to travel in and the number of consecutive travel days you need. On your new phone, download Google Wallet and set it up with your same account details. Once your phone has rebooted, go to Mobile myki within Google Wallet. Student passes and concession cards cant be replaced online or over the phone. December 29, 2022 - 1:47PM. 0000013222 00000 n Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. You may also need to restart your phone after updating the app. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Start the process by listing out your current credit cards, writing down each . Your Mobile myki will now appear in Google Wallet. there's no excuse for this money-grubbing by the Myki corporation. No. @john_miller 03/01/23 This answer was first published on 03/01/23. Does a balance transfer happen automatically? Then I begrudgingly bought a new Myki card. There are three ways to replace lost or stolen myki cards: 1. Your new starting balance would be $3,090. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>>